Last Updated: April 22, 2026
1. Scope and Purpose
This Privacy Policy explains how Amanah Invest and its affiliates process personal data when you use our websites, mobile apps, APIs, and related services (collectively, the Service). It applies to prospects, registered users, paying subscribers, and business contacts.
2. Data Controller and Contact
Amanah Invest is the controller for personal data processed through the Service unless this policy states otherwise. You can contact us at privacy@amanahinvest.ai for privacy requests, security questions, or legal notices.
3. Categories of Personal Data We Process
We may process the following categories of personal data:
- Identity and account data: name, email address, hashed credentials, account identifiers, role, locale, profile preferences.
- Subscription and billing data: plan tier, billing status, invoice metadata, payment status, refund status, and transaction references from payment processors.
- Financial and preference data: watchlists, portfolio entries, risk preferences, screening preferences, and in-app calculator inputs.
- Device and technical data: IP address, browser type, app version, device identifiers, crash logs, and performance diagnostics.
- Usage and event data: pages viewed, feature interactions, support requests, and operational telemetry.
- Communications: messages sent to support, community content you publish, and administrative notices.
4. Sources of Data
We collect data directly from you, automatically from your device and browser, from identity providers when you sign in with third-party authentication, and from service providers that support billing, fraud prevention, and infrastructure operations.
5. Why We Process Data and Legal Bases
Where required by law, we rely on one or more legal bases:
- Contract performance: account creation, subscription provisioning, customer support, and core service delivery.
- Legitimate interests: fraud prevention, abuse detection, reliability monitoring, service improvement, and internal analytics with proportional safeguards.
- Consent: optional analytics and marketing technologies, and any other optional processing where consent is required.
- Legal obligations: tax, accounting, sanctions screening, and responses to lawful requests.
6. Cookies and Similar Technologies
We use strictly necessary cookies for security, login continuity, and platform operation. Optional analytics and marketing cookies are disabled until you opt in. You can change your choices through Cookie Preferences in the footer. Consent choices are stored with a timestamp and can be withdrawn at any time.
7. Payments, Billing, and Subscription Records
Paid subscriptions are processed through third-party payment processors (for example, Stripe) acting as independent controllers for payment instrument data. Amanah Invest does not store full card numbers or card security codes. We receive limited billing metadata needed to manage subscriptions, detect payment issues, provide receipts, and support audits.
8. Refunds, Disputes, and Chargebacks
When you request a refund or a payment dispute occurs, we process account, billing, and support records to verify eligibility, prevent fraud, and comply with card-network and accounting obligations. We may retain records associated with refunds and chargebacks for legal defense, tax compliance, and fraud prevention.
9. Sharing and Disclosure
We may share personal data with:
- Cloud infrastructure, hosting, and database providers.
- Authentication, email delivery, analytics, and payment vendors.
- Professional advisers, auditors, and regulators where required.
- Law enforcement or authorities when legally required.
We do not sell personal data for money. Any targeted advertising or cross-context behavioral advertising activities are controlled by your consent settings and applicable law.
10. International Data Transfers
If data is transferred outside your jurisdiction, we implement appropriate safeguards such as contractual transfer clauses, technical controls, and access restrictions designed to protect personal data in transit and at rest.
11. Security
We use layered technical and organizational measures, including encryption in transit, access controls, least-privilege operational practices, logging, and incident response procedures. No system is perfectly secure; you should also protect your credentials and devices.
12. Data Retention
We retain personal data only as long as needed for the purposes described in this policy, including legal, accounting, fraud-prevention, and dispute-resolution requirements. Retention periods may differ by data type and jurisdiction.
13. Your Privacy Rights
Depending on your jurisdiction, you may have rights to access, correct, delete, export, restrict, or object to processing of your personal data, and to withdraw consent for optional processing. You may also have rights related to profiling and targeted advertising. To exercise rights, contact privacy@amanahinvest.ai. We may verify your identity before fulfilling requests.
14. Minors
The Service is not directed to children under 13 and is not intended for users below the age required by local law to consent to data processing. If we learn we collected personal data from a child without proper authorization, we will delete it as required.
15. Automated Processing
Amanah Invest may use rules-based and machine-assisted systems to generate product features such as rankings, suggestions, and operational risk signals. These features are informational and do not constitute personalized legal, tax, or investment advice.
16. Changes to This Policy
We may update this policy from time to time. Material changes will be communicated through the Service or by other appropriate channels. Continued use after updates means the updated policy applies as permitted by law.
17. Related Notices
If you are in the EEA, UK, or Switzerland, also review our GDPR Policy. If you are in the United States, also review our U.S. Privacy Notice for state-specific rights.
