## Is PulteGroup Inc (PHM) Halal to Invest In? **Current AAOIFI Compliance Status: Halal ✓** **Amanah Score: 1.9 / 5.0** **Sector:** Consumer Cyclical | **Industry:** Residential Construction **Market Cap:** $20.7B | **Price:** $115.09 --- ### Quick Answer Based on our AAOIFI Standard 21 screening, **PulteGroup Inc (PHM) is currently rated as Halal** for Muslim investors. The company passes all financial ratio thresholds and does not derive material revenue from impermissible activities. ### How We Screen PHM Amanah evaluates every stock against [AAOIFI Shariah Standard 21](https://amanahinvest.ai/halal-stock-screener) — the same criteria used by 700+ Islamic financial institutions worldwide: 1. **Debt Ratio** — Interest-bearing debt must be ≤ 30% of the 36-month average market capitalization 2. **Interest-Bearing Deposits** — Deposits and interest-bearing income must be ≤ 30% of the 36-month average market cap 3. **Impermissible Revenue** — Revenue from non-halal activities must be ≤ 5% of total revenue 4. **Core Business Activity** — The company's primary business must not be in a prohibited sector (alcohol, gambling, conventional banking, tobacco, weapons, adult entertainment) Our screening uses data from **5 independent financial data providers** with median-based consensus to ensure accuracy. ### What Is the Amanah Score? The Amanah Score (1.9/5.0) is a composite metric combining: - **Shariah Compliance** (40%) — AAOIFI ratio adherence - **Financial Health** (25%) — Debt levels, profitability, cash flow - **Momentum** (20%) — Price and earnings trajectory - **Data Confidence** (15%) — How many providers confirm the data A score above 3.5 indicates strong compliance with healthy fundamentals. ### What This Means for Investors If you're seeking Shariah-compliant investments in the Consumer Cyclical sector, PHM currently passes AAOIFI screening. However, compliance status can change after quarterly earnings when new financial data is filed. We recommend setting up a **compliance change alert** to be notified instantly if the status changes. [Screen PHM on Amanah →](https://amanahinvest.ai/stocks/PHM) ### Purification Requirement Even for halal-rated stocks, a small purification amount may be required on dividends if the company has any incidental impermissible revenue. Amanah's purification calculator estimates this automatically based on your holdings. ### How Often Is This Updated? Amanah's screening engine runs continuously. Blog posts are refreshed monthly with the latest financial data. For real-time compliance status, check the stock directly on Amanah. [Check PHM compliance now →](https://amanahinvest.ai/stocks/PHM) --- *This analysis is generated from Amanah's automated AAOIFI screening engine and is not a fatwa or personal financial advice. Compliance status is based on the most recent available financial data and may change with new filings. Always consult a qualified Islamic finance scholar for personal investment decisions.* *Last updated: April 13, 2026*

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Is PulteGroup Inc (PHM) Halal? AAOIFI Compliance Analysis [2026]